gift for advisor
by Kate
Posted on 02-07-2020 12:00 AM
Be an advisor to business owners aflac benefits advisors work directly with business owners and hr representatives to plan supplemental insurance coverage and other value-added services for employees. It’s a key role with growth potential for you, backed by the power, resources and trust of a well-known and reputable brand. And you’ll have the personal reward of helping to provide financial security and added peace of mind to clients when they experience a covered health event.
Aflac insurance jobs aren't quite like traditional jobs. Don't expect to go through the typical application process, negotiate a salary and be assigned a cubicle. Benefit advisors are independent contractors, not technically employees of aflac. As such, they receive no benefits and generally work from home. One of the most important things to be really clear about before starting a career as an aflac agent is that these positions are commission only. You won't be paid a salary and will only get paid if you make sales. Many current and former aflac agents warn that it may take several months to start getting paid, and some say that they didn't earn enough money to live on during the first year.
Health benefits advisor the health benefits advisor provides guidance to help workers and their families better understand employer and employee organization (such as a union) provided group health benefits and the laws that govern them, especially when they experience changes in their life and work situations - such as marriage,.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of the advisor benefits group, inc. And our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by the advisor benefits group, inc. , a registered investment advisor in the state of washington. Insurance products and services are also offered through the advisor benefits group, inc. Advisor benefits group, inc. Is a registered investment adviser in the state of washington. The adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption. The presence of this website shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any state other than the state of washington or where otherwise legally permitted. The advisor benefits group, inc. Is not affiliated with or endorsed by the social security administration or any government agency, and is not engaged in the practice of law. Content should not be viewed as an offer to buy or sell any of the securities mentioned or as legal or tax advice. You should always consult an attorney or tax professional regarding your specific legal or tax situation. Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph. Exclusive rights to this material belong to gps. Unauthorized use of the material is prohibited.
A benefits advisor helps employees understand voluntary group benefits. Responsibilities include explaining health plan options and working with plan vendors. To have a successful career as a benefits advisor, you must understand relevant laws, such as cobra and the affordable care act (aca) and have solid interpersonal and analytical skills. Similar job titles include hr benefits coordinator and health care benefits consultant.
Va benefits advisor eoe statement yorktown systems group, inc. Is an equal opportunity employer. Employment decisions are made without regard to race, color, religion, national origin, gender, sexual orientation, gender identity, age, physical or mental disability, genetic factors, military/veteran status or other characteristics protected by law. As part of the company's equal employment opportunity policy, yorktown systems group, inc. Will also take affirmative action as called for by applicable laws and executive orders to ensure that minority group individuals, females, disabled veterans, recently separated veterans, other protected veterans, armed forces service medal veterans, and qualified disabled persons are introduced into our workforce and considered for promotional opportunities.
Each member of the benefit health advisor team brings expertise and experience, allowing benefit health advisor to provide the highest level of service possible to every client. We provide best-in-class service so you don't have to worry about the details and intricacies of building a cost-effective, strong benefits package. The professionals at benefit health advisor have decades of industry experience. Benefit health advisor was started as an opportunity for us to leverage our expertise and understanding in assisting employer groups create and manage successful benefit plans. Our in.
Live classroom training can be invaluable because it provides time to ask questions and to also trade ideas with other advisors. Our feded financial advisor training program is typically conducted over two full days in a small group setting with five to 12 advisors. Take a look at all of the content by viewing the feded class sample agenda. Although our program thoroughly covers both employee benefits and marketing assistance, we can also customize the program for particular groups of advisors.
The new york state division of veterans’ services (dvs or division) advocates on behalf of new york’s veterans and their families, as individuals and as a group, to ensure they receive benefits granted by law for service in the united states armed forces. The division provides free benefits advising. Experienced and dedicated advisors — each a veteran — work in a network of field offices across the state and offer veterans and their families with professional help to resolve social, medical, and economic matters.
Securities offered through kestra investment services, llc (kestra is), member finra / sipc. Investment advisory services offered through kestra advisory services, llc (kestra as), an affiliate of kestra is. Lbg advisors is not affiliated with kestra is or kestra as. Lbg advisors is a member firm of benefitspartners, a platform of nfp insurance services, inc. (nfpisi). Retirement plan advisory group (rpag) is an affiliate of nfp retirement, inc.
Securities offered through triad advisors, llc (member finra sipc ). Investment advice offered through resources investment advisors, llc, an sec-registered investment adviser. Retirement benefits group and resources investment advisors, llc are separate entities from triad advisors, llc. Check the background of this firm on finra’s brokercheck terms of use.
Hma® services is aligning with some of the largest employee benefit advisors, agencies and third-party administrators in the country, who are implementing the health matching account product platform for their clients. The health matching account services proprietary, helix™ administrative software will already be incorporated into the claims adjudication system of the employers’ administrators in order to automatically adjudicate members’ claims and provide tax-free reimbursements to the employer utilizing the hmra® benefit program. The hmra® is fully hipaa compliant and creates no disruption to any group’s existing plan design or network coverage expectations. The hmra® also does not require a change in stop-loss providers, and the hmra® benefits will be covered in the employer’s administrative services only (aso) agreement.
To become a benefits advisor, you need a bachelor’s degree in business, economics, or hr management. You may choose to complete an internship to get additional skills and experience in advising clients and interpreting benefits laws. Other qualifications for this job include an understanding of group health insurance. Many people in this career choose to earn their voluntary certified employee benefit specialist credentials, or a life and health insurance license.
Founded in 2001 by michael weiss, american health and wellness group is a team of trusted employee benefits advisor for a wide range of indiana companies. These organizations count on american health and wellness to provide the expertise necessary to navigate 21st century employee health insurance complexities. Learn more about working with american health & wellness group:.
We have described how in the network effect the benefits to the users is directly proportional to the increase in their numbers. We have also explained how tripadvisor facilitates a mutually beneficial relationship between the two distinct groups of users. We have then looked at three different studies that have managed to show the size and the characteristics of tripadvisor’s community, to quantify the beneficial effect of tripadvisor for the travel industry in terms of increased revenue, and to shed some light on the reasons behind users’ engagement and the depth of their involvement. All the studies point to the fact that interaction between the two main participants in the tripadvisor’s network creates a virtuous circle that benefits in equal measure both sides of the divide. Businesses gain a better understanding of how to improve their offering and increase revenue whilst customers gain access to reviews that help them make a better-informed choice.
Whether you are reaching the social security full retirement age and looking to maximize your social security benefits or are a professional advisor such as a cpa, financial advisor, lawyer, tax professional, enrolled agent or insurance agent looking to better answer the questions your clients might have about social security, premier social security consulting llc can help.
With this benefits advisor job description sample, you can get a good idea of what employers are looking for when hiring for this position. Remember though, every employer is different and each will have unique qualifications when they hire for their benefits advisor position. Summary our company is looking for a motivated benefits advisor to join our team. This is a b2b sales role in which your primary goal is to help businesses manage their employee benefits program. In addition to explaining options to the employees of our clients and helping them enroll in healthcare or other voluntary benefit plans, you will assist policyholders with questions about claims or changes to their coverage. While you may customize benefit packages to meet employee needs, it is important to balance employer protections as they are your primary client.
Are you looking for a personal cfo so that you can focus on running your business? we can help you manage your personal finances as well as your business. We help ceos, business owners, founders, partners or proprietors of a business who want more time, education and advice. Running a business can be all-consuming, leaving little time to plan for your financial future and your family’s security. We can help you make sure that your personal finances are in order and that you’re able to reap the financial benefits and tax advantages that ownership may afford. We will help you discover which wealth transfer strategies work best in your situation. At the same time, we coordinate with your other professional advisors, including accountants, attorneys and bankers. We work as your personal cfo so that you can focus on what you do best — running your business and enjoying your life.
An entry-level benefits advisor with less than 1 year experience can expect to earn an average total compensation (includes tips, bonus, and overtime pay) of $39,540 based on 10 salaries. An early career benefits advisor with 1-4 years of experience earns an average total compensation of $42,333 based on 50 salaries. A mid-career benefits advisor with 5-9 years of experience earns an average total compensation of $55,000 based on 21 salaries. An experienced benefits advisor with 10-19 years of experience earns an average total compensation of $62,207 based on 13 salaries. In their late career (20 years and higher), employees earn an average total compensation of $70,000.
In the best of times, quality advisors deliver significant benefits that can add both quantifiable and qualitative value to their clients’ portfolios. These benefits become even more critical in difficult financial times – as valuable expertise can help guide physicians to remain on track for their long-term financial goals. Often this is because the hard work of aligning a portfolio with a client’s personal risk tolerance and developing a strategic wealth management plan was done in advance of the crisis.
Being a financial advisor has many benefits. Being a financial advisor to someone is akin to playing family doctor to them. Except that, while in the case of the latter the service delivered is physical health, the former delivers mental peace through financial health. But being a financial advisor also comes with some great benefits – both for the advisor as well as the clients he/she serves.
A chartered federal employee benefits consultant (chfebc) is a designation obtained by federal employees, financial advisors, attorneys, or other financial professionals. These individuals have successfully completed coursework and an exam focused on federal employee benefits. The coursework and exam content covers topics including: civil service retirement system (csrs) and federal employees’ retirement system (fers) annuities (pensions).
This site contains general information regarding certain benefit plans offered by tripadvisor llc, and its subsidiaries and affiliated companies ("the company") to employees. The benefits described on this page are available only to eligible employees, as defined by the company’s policies and plans. In the event that the information on this page conflicts with or is inconsistent with the provisions of the plan documents, the provisions of the applicable plan and/or any related insurance contract are controlling and will govern.
Benefits of becoming a tax advisor include sharing your tax expertise to help others, maintaining a flexible schedule, and incentivized pay. Here are some of the benefits in detail: helping others at block advisors, you have a year-round opportunity to assist clients with tax planning and complex tax needs like extensions, audits, or quarterly tax returns.
An advisor who keeps up-to-date with your business can help your plan evolve with your company, which is highly valuable during the best of times. (photo: shutterstock) the covid-19 pandemic has put a great strain on business owners and employees alike. Many employers feel stuck, wondering how they can keep their company afloat while still paying their employees and giving them the health care that they may need now more than ever. The solution to these issues may be found inside their benefits plan, but it takes a knowledgeable advisor to unlock these savings opportunities.
Requiring advisors and vendors to abide by the benefits plan sponsor bill of rights is a good way to set disclosure and conduct expectations. You have the right to ensure that your obligations in being the sponsor, administrator and fiduciary of your plans is protected in your service agreement. You have the right to expect transparency in financial dealings between your chosen representative (broker or consultant) and your carrier and vendor.
Your access to unlimited benefitspro. Com content isn’t changing. Once you are an alm digital member, you’ll receive: critical benefitspro. Com information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative newsletters. Exclusive discounts on alm, benefitspro magazine and benefitspro. Com events. Access to other award-winning alm websites including thinkadvisor. Com and law. Com.
One of the most valuable benefits may not be obvious at first. Robo advisors can save investors from making serious mistakes. For some people, saving money isn’t a problem. Instead, they struggle to decide what to do with their investments. Some people trade too frequently, trying to time the market, or otherwise reacting to changes. This can cause people to make one of the worst investing sins possible – buying high and selling low.
An early career benefits advisor with 1-4 years of experience earns an average total compensation (includes tips, bonus, and overtime pay) of c$49,950 based on 7 salaries. A mid-career benefits advisor with 5-9 years of experience earns an average total compensation of c$57,462 based on 7 salaries.
If you qualify for ssdi, the amount of income you receive is determined by your work history and the wages you earned over your career. A similar approach is used to calculate social security retirement benefits. As with retirement benefits, the ssa calculates your average wages over your working life and plugs that number into a formula, and the result is the amount of your monthly check.
However, with retirement benefits, the ssa looks at your average wages over the 35 years when you earned the most -- but you may not have a 35-year work history if you've become disabled. To determine how many years of wages to consider in calculating ssdi benefits, the ssa: subtracts 22 from your current age. So, if you were 50, you'd subtract 50-22 = 28.
If you don't have enough work credits to qualify for ssdi, it's possible you may be able to qualify based on a spouse's or parent's work record. For example: widows or widowers between the ages of 50 and 60 who become disabled may qualify for widow's disability benefits based on a spouse's work history.
If you become disabled before age 22, you can be classified as an adult child and potentially become eligible for ssdi benefits based on a parent's work history. The social security administration has more information on qualifying for benefits on a family member's work history. If you can't qualify based on your own work record or a family member's work record, then you will not be able to get ssdi benefits. However, you may still be eligible for disability benefits through the supplemental security income program.
Supplemental security income benefits are awarded to with a disabling condition, a low income, and limited resources. Seniors over 65 can also qualify for ssi benefits. Ssi benefits are funded through general tax revenue, rather than through special taxes collected solely for the program. You can qualify for these benefits regardless of your work history, but you must have low income and few valuable assets.
Understanding of health, wellness, dental, vision, disability, and life insurance plans is exceptional. But the true difference is that we care. Each and every benefit health advisor client has a committed service team to provide dedicated service and support. From implementation to claims service to cost management, our team will provide you with the service and knowledge to manage a benefits plan that meets your expectations. We make our clients a priority and you will feel the difference.
Navigating health care can be complex, but it doesn't have to be. Health care advisor is your go-to resource for personalized health care support and guidance, day or night, 365 days a year. Health care advisor gives you access to benefits experts and clinicians via the phone and gives you fast, reliable answers to all your and your family's health care questions. Nurses are available 24/7.
“our firm has worked with mike for over twenty years. He is responsive, proactive and diligent. I highly recommend him and employee benefit advisors. â€steven weinberg, manager partner, frank weinberg & black, pl. “i have had the opportunity to engage michael to review the health benefits that my condo association has in place, and to make recommendations. After reviewing the package in place for 15 employees michael’s recommendation has effectively saved the association approximately $15,000. Now that’s value!! my personal knowledge of mike’s work ethic and based on his performance, i whole heartily recommend michael. â€.
We focus on your benefits. You focus on your business. We are proud to offer you access to the my benefit advisor (mba) program as your solution for employee benefits. Our mba program guides employers through the complexity of planning, communicating, and managing employee benefits. We can also help members shop for individual and family health insurance as well as assist in applying for a government subsidy.
The mba program is divided into four parts, each focused on an integral piece of your successful employee benefits program. Our advisory team’s in-depth understanding of the marketplace, health care reform, and strategies for long-term cost containment leads to a successful, client-focused program. A designated account manager, equipped with a proactive 12-month service calendar, provides continuous assistance with ongoing administration and optimization of the program.
Earlier i wrote about how benefits advisors could save america. At the same time, i was stunned that a tech entrepreneur/investor who does writing on the side (me) was finding proven solutions to slay the healthcare cost beast that most benefits brokers didn't know about. A conversation i had with one of the country's leading consultants to benefits organizations explained the disconnect.
The benefits of a career as a financial advisor go well beyond compensation. The financial advisor field has a projected growth rate of 15% from 2016-2024, which is significantly higher than the average job outlook (7%), according to the bureau of labor statistics here are some of the primary benefits of becoming a financial advisor:.
The most recent information from the bls says that the median financial advisor salary , as of may 2018, is $88,890. States like new york, d. C. And wyoming offer some of the highest wages in the country for financial advisors, and those in the top 10% could make over $200,000. The most common industry for financial advisors is the world of investing (securities, commodity contracts and other financial investments and related activities), where they have a mean annual salary of $129,950. Financial advisors in the world of real estate, while a much smaller group, had an average annual salary of $161,860.
We have a reached a stage in our professional careers where we better serve our organizations as trusted advisors than we do as order takers. Order takers perpetuate the status quo. Trusted advisors enable progressive changes. Job satisfaction is greatly increased when we can feel and see the impact that we have on the organization, and on the world.
(555)-555-5555 [email] job objective seeking a position as a benefits advisor in a highly established organization that will further boost my career in the industry today. Summary of qualifications: wide experience of progressive employee benefits with health and welfare familiarity with hipaa, cobra, 401k, hr and erisa good understanding of insurance procedures and patient interaction extensive knowledge of health coverage, retirement plan and generous tuition reimbursement.
Even with the repeal of the file and suspend with a restricted application strategy for couples, spousal benefits remain an option in some cases. Financial advisors who are well versed in social security benefits are well-positioned to advise married—and divorced—clients about coordinating their claiming of benefits.
Like any financial decision, when choosing whether or not you should hire a financial planner, you should weigh the benefits against the costs. A good financial advisor certainly does have the ability to save money for a wide range of investors. And beyond the financial planning aspect, some investors benefit from having a professional hand to hold when financial markets become uncertain.
As an insurance benefits advisor, you meet with active or retired public employees and facilitate client relationships which are the lifeblood of our company. Utilizing our proven sales system, in-depth product knowledge and your interpersonal skills, you sell needs-based products by building a rapport with public employees as you help them choose benefits to secure their financial future.
Our feded financial advisor training program provides financial advisors with a thorough understanding of federal employee benefits programs, along with marketing support to help you build your presence in this niche. Our objective is to assist you with the knowledge, tools and support that you need to work effectively with federal employees.
One of the major benefits of selecting a fee-only advisor is the freedom from the inherent conflict of interest that can arise when a significant portion of the advisor’s income comes from selling you financial products. The concern you should have as a potential client is whether or not the advisor is recommending a certain financial product because it enhances his/her bottom line and if the products recommended are truly in your best interest. In fact, in there are some registered reps and others who earn all or part of their compensation via commission that may be required to favor products offered by their employer – which may or may not be the best vehicles for your situation. Since fee-only advisors do not sell commission-based products, receive referral fees, or other forms of compensation, the potential for conflicts of interest is limited.
Too many programs for financial advisors simply provide information without showing you how to put your newly acquired knowledge to use. The second day of our two-day training class provides ideas and information to help you develop a marketing plan for success. We use a method we’ve developed called ‘identify, locate, and communicate’ to help you find agencies and employees in your geographic location. Many useful online marketing resources and tools are revealed and demonstrated. We also cover the ‘rules of engagement’ — how to properly conduct employee benefits briefings on federal property.
As mentioned above, our goal with the feded advisor training program is to provide you with the knowledge, tools and support to become successful in this market. We believe that after you complete the program, it’s essential that you have the tools to begin assisting federal employees. We include a one-year license for the federal gap calculator software available from retire ready solutions federal gap calculator. The software can perform benefits calculations and produce reports for your federal clients and prospects. We’ve examined many software programs and found this software to be the most useful. The software has been reviewed and approved for use by representatives of many major financial services and insurance companies. (check with retire ready solutions to determine if your firm has already approved the use of the software for its representatives. ) our classroom training includes a live demonstration and provides case studies to illustrate how the software can be used. Retire ready solutions also offers excellent continuing support to assist advisors and can offer other financial planning software programs.
Offerings requirements: there’s no limit to your earning potential with aflac. A benefits advisor takes home commission, renewals, stocks, and bonuses. 1strong brand: aflac gives you the support of a strong brand with national marketing campaigns and the ability to customize your own local aflac marketing materials to help you succeed as a benefits advisor.
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Every one knows the aflac duck, but do you know what it takes to work for the company? aflac works with independent contractors and the hiring process is pretty simple. The hard part comes after. Agents who sell health insurance, whom aflac calls benefits advisors, have to hustle like mad to build their client lists. It's hard work, but the flexibility afforded to these agents is a nice perk.
The virtuoso difference career events are exclusively designed for people interested in a career as a luxury travel advisor who are not currently a part of the virtuoso network. Whether you’re an agency owner or travel advisor, are contemplating a career change, or even a recent college graduate, these events will enhance or jump start successful careers in luxury travel advising. To learn more, please email virtuoso membership.
About us the greater northeast philadelphia chamber of commerce (gnpcc) has been in existence for 95 years. It was formed as a private business organization dedicated to the success of the burgeoning northeast philadelphia community and the free enterprise system. Additional information ray keough benefits@mybenefitadvisor. Com or (610) 537-1393 this website is designed to highlight various employee benefit matters of general interest to our readers. It is not intended to interpret laws or regulations, or to address specific client situations. You should not act or rely on any information contained herein without seeking the advice of an attorney or tax professional.
While still in school, it’s a good idea to pursue an internship with a financial advice firm or sole practitioner. Internships will help you get a first-person look at the career and understand what it means to be a financial advisor on a day-to-day basis. Internships also represent an opportunity to network with existing financial advisors and potentially find a mentor. Some of the relationships you form as an intern will follow you throughout your career. Finally, an internship looks good on your resume. Most employers prefer to hire people with experience. Of course, as a recent college graduate, you won’t have much, if any, experience. An internship provides a priceless opportunity to gain experience and demonstrate your active interest in becoming a financial advisor. You can learn how to get an internship here.
Our exclusive endorsements provide you with qualified leads at no-cost and you spend 80% of your time where your passion is - being out in the field meeting face to face with prospective clients, conducting in-school workshops, presenting informational seminars, and educating members at local association chapter meetings and conferences. As you help hard-working people retire, you'll help yourself do the same through your income potential and residuals. You will work for a company that takes care of both you as an agent and your clients! you'll engage in our comprehensive ongoing training which sets you up for continual success as an advisor.
Updated july 31, 2019 to fill their ranks of financial advisors , the major wall street firms at one time would run extensive financial advisor training programs. These programs were mainly for recent college graduates. However, many of these programs have been dismantled to save costs. Entering the field thus is becoming more difficult. Instead, firms increasingly rely on recruiting experienced financial advisors from competitors.
While this webinar was recorded prior to these recent market swings, financial advisors are more important to our clients than ever. This 30 minute webinar will help you understand how many have successfully transitioned to our stable, privately held firm.
As with any career, there is a particular set of skills automotive service advisors need to be successful in their work. This job is about so much more than learning the mechanics—becoming a service advisor requires a mixture of skills.